Buying your first home is exciting, but can also be a bit intimidating. Where do you start? Your first step is to get the information required that will help de-mystify the process. Knowledge is power, and informed homebuyers avoid making serious home buying mistakes! Walk out of our workshops feeling confident, with clear information that makes the home buying process easier and more understandable. In fact, our seminars save you time and money even if you've owned a home before! Instructors: Rebecca Awaram, BA, Governmetn Licensed Mortgage Broker and Mark Stevens, Realtor.
Dreaming of buying your first home? Familiarize yourself with real estate terminology while the entire process is explained including: deciding to buy, renting vs. buying, what you want vs. what you can afford, choosing a realtor, making an offer and closing the deal. What is the best property for you? What is a dual agent? do you have to pay the property purchase tax or the HST? All this and more is explained in an easy, step-by-step presentation by a local realtor with lots of time for answer questions.
GI-49076 - Thursday, April 7 - 7:00-8:30pm
$5/1 session | Register
This seminar offers comprehensive coverage of mortgage myths and facts. Borrowing the money to purchase a home is, for most people, probably the biggest financial commitment they make in their lifetime. One hour could save you thousands of dollars. How much mortgage do you qualify for? What are all the different types of mortgages and programs, and what is right for you? Do you qualify for any special programs? What are lenders looking for in your mortgage application? Is a pre-approval really necessary? Can self-employed individuals get a decent mortgage? What if the bank said 'no'? These and other key questions will be addressed by a licensed mortgage professional, including strategies for paying off mortgages early!
GI-49077 - Thursday, April 14 - 7:00-8:30pm
$5/1 session | Register
It's an undisputed fact: consumers with the highest credit scores get the absolute best interest rates from lenders. Do you know yours? Understand how to read your credit report and discover what drives your credit score. Learn little-known yet easy-to-implement tips and tricks to raise your credit score from very good to exceptional. Alternately, if your credit is a little bruised, find out about the financing programs some lenders have available to you while you reestablish yourself and repair your credit rating.
GI-49078 - Thursday, April 21 - 7:00-8:30pm
$5/1 session | Register
Dorothy,you're not in Kansas anymore. All home purchases are not created equal, and they often come with different legal considerations that you might not be familiar with. Is it okay to have that used home inspected by your friend's uncle's neighbour that used to be a carpenter? Condo fees! Gasp! Strata Council and the great and powerful Oz. What do I actually own and what am I responsible for? Does a new home in British Columbia actually come with a warranty just like other brand new things you buy? This workshop covers information that is unique to specific types of properties. Know what you're getting into
GI-49078 - Thursday, April 28 - 7:00-8:30pm
$5/1 session | Register
No more fees, please! The downpayment is the obvious part... it's the rest of the costs that aren't always quite so clear. There are a number of expenses associated with closing a real estate purchase, including those required before possession and those that come after. Some are mandatory, while others are optional... find out what they are and how much to budget. Be prepared
GI-49076 - Thursday, May 5 - 7:00-8:30pm
$5/1 session | Register
Eat, drink and be Eco! Celebrate Earth Week with samples from local wineries, breweries and restaurants selected for their sustainable or organic products and practices. Treat yourself and the planet to elegant local fare in support of the CEED Centre.
Monday, April 18, 2011 - The ACT Maple Ridge - 6:30-8:30pm
(Doors open at 6:00pm)
Tickets: $45
Tickets can be purchased in person, by phone or online at The ACT Maple Ridge Box Office (604) 476-2787.
Rebecca Awram, BA
Mobile Mortgage Expert
Serving The Entire Vancouver & Fraser Valley B.C. Area
Direct 604.614.2382
Fax 604.463.7886
rebeccaawram@homenwork.com
www.communitylendingcentre.com
Head Office:
#200 - 5050 Kingsway
Burnaby, B.C.
V5H 4C2
